SMART LOAN 
(any Question?)
 We Live In An Era Where Life Is Impossible Without A Smartphone.

However, Smart Loans Are Not only Convenient, But Can Also Be A Fatally Important Choice In An Era Of Hyperinflation.


Smart Refinance Loan/ Smart Purchase
1. Less Documents
2. Quick Closing
3. Credit Score Start 620
4. Closing Within 20 Days (or $2,500 Lender Credit)**
5. Up to 97% LTV

Jumbo Smart Loan 
1. A lower down payment
2. Higher debt-to-income 
3. No mortgage insurance
4. A simplified process
5. Availability for property investments
6. Access to your home’s equity


Smart Rental
1. Rental House (1 to 4 Units, Apartment,                                
    Office, Retail, Industrial/Warehouse)
2. Interest Start at 5.25%
3. Foreign National is OK
4. Up to 85% LTV (Purchase)
5. Up to 75% LTV (Cash Out Refi)
6. Loan Amount up to $5,000,000
7. No Income Document is OK
8. Foreign Nation is OK
      
If you’re ready to make a move, we’re 
ready to help. Let’s talk about what our 
Smart Loan can do for you.
Reach out to us today!

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There’s a reason why we call it 
a  (JUMBO) SMART LOAN.

IF THE PRICE OF YOUR NEXT HOME IS 
ON THE HIGHER END OF THE SCALE, 
YOU’RE PROBABLY IN SEARCH OF AN 
UNCONVENTIONAL LOAN.
Our (Jumbo) Smart Loan has everything you’re looking for, plus a lot more, including: 

   • A lower down payment
   • Higher debt-to-income 
   • No mortgage insurance
   • A simplified process
   • Availability for property investments
   • Access to your home’s equity

If you’re ready to make a move, we’re 
ready to help. Let’s talk about what our 
(Jumbo) Smart Loan can do for you.
Reach out to us today!

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Go Above Your Expectation 

 Searching for a home that fits your luxurious lifestyle?

We have a great option for you.
Our (Jumbo) Smart Loan is one of the best out there because it offers
you a lower down payment. 
Forget about putting 20% down, because a (Jumbo) Smart Loan allows you to purchase a home 
with a down payment as low as 10.01%. Plus, it doesn’t require mortgage insurance.

We mean it when we say this is 
a loan with big benefits.
Let’s talk more about how we can help you to find the home of your
dreams with a (Jumbo) Smart Loan.


Reach out to us today! 

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Enjoy The Luxuries Of 
a  (JUMBO) SMART LOAN.

BECOMING A HOMEOWNER IS A BIG DEAL. 
 And if the price of your next home is 
on the higher end of the scale, 
 you’re probably in search of an unconventional loan. 
Our (Jumbo) Smart Loan 
  has the luxuries you’re looking for, 
plus a lot more, including: 

A LOWER DOWN PAYMENT  
Forget putting 20% down, because 
a (Jumbo) Smart Loan allows you to 
buy a home with a down payment 
as low  as 10.01%.

HIGHER DEBT-TO-INCOME 
A max of 45% DTI is allowed for a 
(Jumbo) Smart Loan, significantly 
higher than other jumbo loans.

NO MORTGAGE INSURANCE 
Unlike most conventional loans on the market, a (Jumbo) Smart Loan
doesn’t require you to pay mortgage insurance. 

A SIMPLIFIED PROCESS 
Only one appraisal is required in most cases, and there’s less self-employed documentation than 
your average jumbo Loan.

AVAILABILITY FOR PROPERTY INVESTMENTS 
Unlike other jumbo products on the market, a (Jumbo) Smart Loan 
can be used for investment properties.

ACCESS TO YOUR HOME’S EQUITY 
 With a (Jumbo) Smart Loan, you can take cash out with a loan amount of 
up to $4 million on all property types.

If you’re ready to live large through our (Jumbo) Smart Loan,                                                                 
let’s talk about an  option that’s right for you



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