Smart Loan/ Home Mortgage/ Commercial Loan/ Business Loan

Commercial Loans___

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SMART COMMERCIAL LOANS  (any Question?)

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Rates as low as 7.49%
Up to 90% of Purchase
QUICK APPROVALS / FAST CLOSINGS 


We provide funding for fix and flip projects. Our loans are easy, straight forward and require minimal paperwork. General guidelines:

  • Blanket Loans up to 25 Properties to 3 Million
  • First Time Investor OK
  • DSCR to 80%
  • True Commercial DSCR including Auto, Warehouse, Retail and
  • 5 to 8 Unit Multifamily
  • Comercial and Primary Bridge Loan Available
  • Ground Up Construction
  • Fix and Flip
  • Mixed Use
  • Foreign National Bridge
  • Commercial Rehab and Construction

 



Save Time and Money


Rates as low as 7.49%
Up to 90% of Purchase
QUICK APPROVALS / FAST CLOSINGS 


We provide funding for fix and flip projects. Our loans are easy, straight forward and require minimal paperwork. General guidelines:

  • 7.49% to 11.99%, annualized simple interest (based primarily on experience and credit)
  • 12 months (extensions available)
  • $100,000 to $2,500,000
  • Up to 90% of purchase price (based primarily on experience and credit)
  • 100% of rehab budget
  • 70% Max LTARV
  • Prior experience preferred. However, we also work with new investors.
  • Close within days of appraisal and satisfactory title work
  • No tax returns | No employment verification | No seasoning of funds
  • We are based in Washington DC but can lend up and down the East Cost (and other states case-by-case)



Friendly and Dedicated support

Rates as low as 7.49%
Up to 80% of purchase
UP TO 70% CASH OUT
 


We provide funding for purchase only transactions and cash out refinancing. Our loans are easy, straight forward and require minimal paperwork. General guidelines:

  • 7.49% to 11.99%, annualized simple interest (based primarily on experience and credit)
  • Purchase or Refinance
  • 12 months (extensions available)
  • $75,000 to $2,500,000
  • Property types: Single family, townhomes, condos, mixed-use (majority residential), multi-family up to 10 units
  • Up to 80% of purchase price for properties in good condition, no rehab needed (LTV based primarily on experience and credit)
  • Up to 70% cash out (based on experience and credit)
  • Close within days of appraisal and satisfactory title work
  • No tax returns | No employment verification | No seasoning of funds
  • We are based in Washington DC but can lend up and down the East Cost (and other states case-by-case)




Save Time and Money


Most Commercial Property Types Considered
Creative & Flexible Loan Structures
Competitive Terms



  • Up to 70% LTC/LTV (75%, case-by-case)
  • Minimum credit score: 620
  • 12 to 60 months
  • No pre-payment penalty
  • All commercial property types (however, no raw land or ground up construction) 
  • Purchase, Value Add, Rehab, Stabilization or Cash-Out Refinance
  • Property does not have to be stabilized
  • $500,000 to $20,000,000 (higher amounts considered case-by-case)
  • Recourse, Non-Recourse, Interest Only available
  • Lending area: Nationwide | Primary and Secondary Markets
  • We protect brokers




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